Any bodily injury, which the insured suffers involuntarily as a result of a sudden external force on him/her, shall be regarded as an accident. Events such as poisoning and drowning shall be regarded as equal to an accident.

Reporting a loss or damage claim

You can report your loss or damage claim to us by filling in the relevant claim form online. To do so, please select the appropriate form:

We kindly ask you to fill in the forms completely to ensure that your claim can be processed quickly and uncomplicated. Of course, your details will be treated as strictly confidential in accordance with data protection regulations.